Requirements for Carrying Out a Land Mortgage – In difficult times, many times people choose the last resort by carrying out a tug, especially during times of this pandemic. Pawnshop is divided into several, one example is land acquisition. The following is an article about the requirements that must be met if you want to carry out land acquisition.
Terms and Schemes of Land Certificated Pawn Business
Then, what are the requirements that must be met to be able to pawn a land certificate? You only need to prepare a copy of your KTP or other valid and official identity card, original land certificate that shows proof of ownership of the land, an IMB if a building is built on the land, as well as a copy of the last PBB payment.
You also need to know that land is productive land on which there are agricultural plants, such as plants, or a permanent livestock pen that can provide results for later buying and selling transactions. So, if you pledge or pledge your land, everything on the land is also included in the collateral.
The sharia pawn business scheme at Sharia Pegadaian is fairly easy and fast, really. At first, you come to the nearest Sharia Pegadaian office with a Marhun or collateral in the form of a land certificate. Don’t forget to bring all the required documents, OK! Just in case, you can bring multiple copies of each document you need.
Then, the officer will check the file you provided. Furthermore, a survey will be carried out along with an analysis related to its business feasibility. If indeed all the files are suitable and the condition of the land being pledged is in accordance with the requirements given, the Sharia Pegadaian officer will approve the loan. Customers will receive Marhun bih or loan money in cash from the officer, or via bank account transfer.
There are two types that you can choose, namely Regular and Flexible. The Regular type requires monthly installments, while the Flexi type requires a fixed term payment and one payment every 3, 4, or 6 months. Especially for the regular Land Rahn for Flexibility, the payment period given is the same as the Regular Land Rahn.
How easy is it to pawn land certification at Pegadaian? So, don’t just pawn in an untrusted place, OK. You might, your valuables you really can’t have anymore because of cheating that is rife in the pawnshop sector.